Bradford Financial Advisors

Retirement planning is becoming a  very important area. People these days are living longer and therefore will need more income to live in their retirement years. Unfortunately people are not saving enough and this will lead to people having to work well in to the retirement years. A pension review can be very useful as a wakeup call and also to ensure you are saving enough for your pension. If you live in Bradford and have a personal pension we refer you to a suitably qualified and authorised financial adviser.

In most cases if the pension is over 4 or 5 years old you may find that the charging structure is very expensive. A free service many financial advisers offer is to write to your pensions providers, be that 1 or many. They will then provide details of the funds that the pension is invested in. They will tell the adviser what the charging structure is and exactly what type of pension you have.

They will then compare what you will get if you leave your pensions where they are now with what you will get if you transfer you pension to another provider. In some cases  clients are finding that a pension transfer is the best choice although once the review is done a full explaination as to exactly why will be given.

If you want  to ook at your pensions to see if it is worth moving them please call Damian on 07912 076990 or fill in the short enquiry form.

A financial adviser in Bradford should look after you financial needs. This is done by building a life long client adviser relationship. A customer is defined as one who purchases from another a client is defined as under the protection of another. As you can see the difference in  meaning is massive. That is why in everything we do we treat you as our clients.

Various areas of financial planning exist. The first step in financial advice is getting a a home normally this is done by means of a mortgage. Second stage a Bradford financial adviser can do for you is to help you keep that home through the creative use of Life insurance in the form of Life Insurance, Critical Illness Cover, Income Protection etc.

Third priority is to help clients to save for retirement. This is achieved through loang term investment in the form of a pension. Pensions offer excellent tax advantages and is normally the best way to save for retirement although this depends on you existing circumstances.

The fourth area where a Bradford financial adviser can help you is that of investments. An investment that is right for one client may not be right for another. We will refer you to a suitably qualified financial adviser who will  take the time to work out your risk profile, tax situation and objectives before recommending what type of investment is best. Whether it be ISAs, Unit Trusts, Investments Trusts or Bonds.

People are getting more and more aware of who or what to look for when getting mortgage advice. 10 years ago people would go in to their bank or building society and arrange their loan through the bank they had their current account with. These days people want choice and they want to find the most suitable deal available. Therefore many choose to use a local mortgage adviser in Bradford. A broker that offers whole of market mortgage will offer a much wider choice of lenders and deals. This way you have much more chance of getting a better deal or a mortgage that is more suitable.

By using us as your whole of market Bradford mortgage adviser you can expect good customer service. Not only will we suggest the most suitable mortgage from the whole market but we will fill in all the application forms, deal with valuers, liase with lenders and make the whole purchase or remortgage run a smoothly as possible.

If you live in or around the Bradford area and would like to speak to a qualified mortgage adviser ring Damian on 07912 076990 or alternatively fill in the short enquiry form.